March 4, 2016

The Divergent Series: Allegiant

The last book of the trilogy Divergent by Veronica Roth. The final novel to movie is being adapted into a two-part film. The first part will be released this coming March 18, 2016. How excited are you?


After the earth-shattering revelations of The Divergent Series: Insurgent, Tris must escape with Four and go beyond the wall enclosing Chicago.

For the first time ever, they will leave the only city and family they have ever known in order to find a peaceful solution for their embroiled city. Once outside, old discoveries are quickly rendered meaningless with the revelation of shocking new truths.

Tris and Four must quickly decide who they can trust as a ruthless battle ignites beyond the walls of Chicago which threatens all of humanity. In order to survive, Tris will be forced to make impossible choices about courage, allegiance, sacrifice and love.

That trailer though! Chills! But, who's ready to see Part 2? Will they change Tris fate? 

February 22, 2016

Read Recently: Fangirl by Rainbow Rowell

I will try to write as much about the book without spoilers.


Title: Fangirl
Author: Rainbow Rowell

ASIN: B00BMKH5W
Get A Copy: Paperback & Kindle


An ode to pop culture: fangirl, fanboy, fandom, fan fiction.

Cath is a twin to Wren and both girls are about to start university. As young girls, they were both into Simon Snow book series. When University started, both girls went on their separate ways. That's typical for twins. The youngest in my family is twins and they always assert their individuality.

Early on, it was clear that Cath was the weak, clingy twin. Wren keeps things together when it comes to Cath and their Father, Levi. The Mother didn't appear at the start of the book so you'll know there's got be back story there. They are dysfunctional characters and as a family.

As a reader and frustrated writer, it baffles me that someone as young as Cath, can write as much, with a huge following and still has not published a book on her own. As the story progresses, you will learn why.

Like every University experience, there's going to be a boy, story about College parties, getting drunk and class pressures. The characters weren't extraordinarily beautiful, the characters were awkward in some ways, unique, very individual, but they still ended up as friends. And, of course, Cath finally faces up to her fears.

I have questions unanswered after reading the book. Why does Cath always wake up at dawn, makes sure the doors are locked in their family home, couldn't sleep near the front door? Is it really just about why their family is dysfunctional? Is it really just that fear? I wanted it to seem more. But then again, when you go through a trauma, it has adverse effects. It's how Cath cope with it.

It's a coming of age book about love, family and fan fiction. If you want to know how to Fangirl the right way, read this book. I gave it 4 stars in my Goodreads page. Go follow me there. Thanks!

February 13, 2016

Valentine's DIY 2016: Framed Artwork

Strapped with cash this Valentine's? No problem. DIY the heck out of this heart's day.


Add dreamy layers of color, and a simple shape becomes a stunning work of art!
  • To start, outline your heart shape and wet the area you’re going to paint. 
  • Then dab on colors— they’ll quickly spread as they interact with the water. 
  • Let the paint dry, and then go back over the shape with additional layers of paint and water until you achieve the desired effect. 

Finish off by placing it on an inexpensive picture frame. Now, you can say you made an effort in your gift idea.

Watercolor Tips & Tricks:
  • Try outlining your design with colored pencil instead of graphite— regular pencil can be hard to erase under watercolor. 
  • When blending and mixing paints, stick with complementary colors (on opposite sides of the color wheel) to avoid muddy browns and grays. 
  • Keep a few paper towels on hand while you paint—they’re helpful for removing excess moisture from your brushes. 
Credit: HobbyLobby

February 9, 2016

Sheaffer Iridium Point Germany Calligraphy Pen


I'm not sure exactly what the pen is called. It didn't say in the box, for me, at least. I couldn't find the exact same pen or even the cost in the internet. No receipt was kept after the purchase.

But, for a calligraphy beginner's pen, it's not that expensive. The refill box is for Php 80.00 only and contains 9 cartridges.


It took awhile to get used to writing with this pen. Even when they say "Do not press" the fountain pen, I found the nib sturdier than expected. They say that if it doesn't write well, without pressing the nib down, it means your pen is faulty.


It's pretty with its chrome pen finish and gold accent. The nib in gold makes you feel like your writing something significant. LOL! Definitely a nice change from the usual pen. It adds pizzaz to your normal, everyday writing experience.

If you know how much this pen cost, leave it in the comments section. Appreciate that. Thanks.

February 5, 2016

Uni Pin Ball Point Fine Line Pen


But, it's not mine. And, I still do love pens!


Uni Pin Ball Point Fine Line pens are water and fade proof, pigment ink pens. My sister said the ink won't bleed even if the paper is wet. I think homework and the rain together will not be a problem with this pen. Make sure to recap the pens after use so the ink won't dry out fast.


Uni Pin Ball Point Fine Line pens are available in all National Book Store for Php65.50 only. Made in Vietnam! ;-)


February 2, 2016

Pride And Prejudice And Zombies

A take on the Jane Austen classic "Pride And Prejudice" with a twist. Who says Zombies in the screen is no longer trendy?


A zombie outbreak has fallen upon the land in this reimagining of Jane Austen’s classic tale of the tangled relationships between lovers from different social classes in 19th century England.

Feisty heroine Elizabeth Bennet (Lily James) is a master of martial arts and weaponry and the handsome Mr. Darcy (Sam Riley) is a fierce zombie killer, yet the epitome of upper-class prejudice.

As the zombie outbreak intensifies, they must swallow their pride and join forces on the blood-soaked battlefield in order to conquer the undead once and for all.


I love seeing Lily James morph from Cinderella to zombie fighting heroine! The movie is set to hit theaters on February 5th. Its just a few more days to go Austen fans!

January 29, 2016

PhilHealth 2016 Contribution for Self-employed, Individually Paying and OFW

One of the many things freelancers and work at home individuals think about is continuing to pay their health coverage without the help of their employers. Continuing payments for these medicals benefits is definitely a must and is considered a smart move as health insurance and medical expenses can be very costly.


Here’s the latest PhilHealth 2016 Contribution for Self-employed and Individually paying members.

If you are self-employed and individually paying members, with P25,000 and below monthly income, you can pay annual premium of P2,400 while for those who are earning more than P25,000 monthly they can pay P3,600 per year.

PhilHealth 2016 Contribution
Self-Employed & Individually Paying
Income Payment
25,000 & below 2,400
25,000 & above 3,600

If you fall in this category, you can pay premium quarterly, semi-annually or annually depending on what is convenient for your budget.

For those Filipino’s who are working overseas, here’s the latest PhilHealth 2016 Contribution for you.


For Overseas Filipino workers, you have the option to pay your premium: annually for P2,400 or P1,200 Semi-annually. 

January 28, 2016

SSS 2016 For Self-employed, Voluntary and OFW Members

Living the freelancer, work at home or location independent lifestyle and still keep up with investments and retirement plans? Here's an update for you.

The new SSS Contribution table for 2016 has been released for employers, employee, self-employed, voluntary members and Overseas Filipino Workers (OFW).

This table is for Self-employed, Voluntary and OFW members only.


For Self-Employed, Voluntary Members, OFW
Range of Compensation Monthly Salary Credit Total Contribution
1,000 - 1,249.99 1,000 110
1,250 - 1,749.99 1,500 165
1,750 - 2,249.99 2,000 220
2,250 - 2,749.99 2,500 275
2,750 - 3,249.99 3,000 330
3,250 - 3,749.99 3,500 385
3,750 - 4,249.99 4,000 440
4,250 - 4,749.99 4,500 495
4,750 - 5,249.99 5,000 550
5,250 - 5,749.99 5,500 605
5,750 -6,249.99 6,000 660
6,250 - 6,749.99 6,500 715
6,750 - 7,249.99 7,000 770
7,250 - 7,749.99 7,500 825
7,750 - 8,249.99 8,000 880
8,250 - 8,749.99 8,500 935
8,750 - 9,249.99 9,000 990
9,250 - 9,749.99 9,500 1,045
9,750 - 10,249.99 10,000 1,100
10,250 - 10,749.99 10,500 1,155
10,750 - 11,249.99 11,000 1,210
11,250 - 11,749.99 11,500 1,265
11,750 - 12,249.99 12,000 1,320
12,250 - 12,749.99 12,500 1,375
12,750 - 13,249.99 13,000 1,430
13,250 - 13,749.99 13,500 1,485
13,750 - 14,249.99 14,000 1,540
14,250 - 14,749.99 14,500 1,595
14,750 - 15,249.99 15,000 1,650
15,250 - 15,749.99 15,500 1,705
15,750 - Over 16,000 1,760

For OFW members, the minimum salary credit is 5,000 pesos, thus, highlighted in blue. You can choose to pay from P550 to P1,760 monthly contribution and to pay it annually.