Get SM Rewards Card & AIG Insurance Converage

February 21, 2017

One of the benefit in getting an SM rewards card or SMAC is the ability to opt-in to a comprehensive personal accident insurance with their partner, AIG Insurance.

For SMAC holders, get a one year AIG Comprehensive Personal Accident Insurance program for only 20 SMAC points.
  • 24-hour coverage, 365 days a year worldwide
  • Accidental Death or Disability Benefit
  • Unprovoked Murder and Assault Coverage
  • Accidental Burial Expense Reimbursement 
*You must be aged 18 to 70 years old to be eligible to the program.

UPDATED: May 12, 2017


SM Prestige Cardholder, get a one year AIG Personal Accident and Travel Insurance program for only 40 SM Prestige points.
  • Up to P150,000 Upgraded Comprehensive Personal Accident Insurance: Grants cash benefits for losses caused by death or injury due to accident for one year.
  • Up to P2,500,000 Upgraded Travel Personal Accident Insurance: Provides coverage to members travelling anywhere outside the Philippines up to a maximum of 15 days
  • Travel Inconvenience Benefit: Up to a maximum of 15 days each time the insured travels within one year of enrollment
  • Reimbursement for Loss/Damage to Baggage up to P20,000 while travelling outside the Philippines
  • Medical Expense Reimbursement up to P5,000 for reasonable and customary expenses incurred due to sickness and accidents suffered while travelling
  • Reimbursement up to P1,000 for every 12-Hour Flight Delay
  • Reimbursement up to P1,000 for every 12-Hour Luggage Delay
  • 24-Hour Emergency Hotline Access while travelling - Just call (632) 8781280 (Philippines) or (603) 27725672 (Malaysia) 

*You must be aged 18 to 70 years old to be eligible to the program. *Review and consideration of members’ eligibility is done every 15th of each month. Effectivity commences on the 16th of the same month.
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